Common Questions

Q: What is a vehicle title loan?

A: With a quick cash car title loan you are receiving a kind of loan that uses your auto's title as a form of security for the loan. By making loans this way the lender knows that you intend to repay your installment loan because you have put up the title. It also gives you a very fast way to be able to get without delay without plenty of hassle. These types of loans could be genuine life savers for most people who need money fast.

Q: How do I get approval for a quick cash car title loan?

A: Simply put, all you have to do is apply right here on this site. If you need to give us a call on the phone to ask any questions, that's fine, also. Wilshire Consumer Credit checks the value of your vehicle using Kelley Blue Book. Then we give you your message of approval so you know how much you can get.

Q: Am I likely to be able to keep the car so that I could drive it?

A: You are totally free to keep your car. The fast title loans that you acquire through us are all about providing you cash right this moment and still permitting you to drive your car so that you can look after your family but still go to work. We recognize that if you can't drive then you are unable to work thus we only work with loan programs that allow you have to have your car and then keep driving it.

Q: Will someone be calling my boss and the references I gave?

A: Your refences will be phoned, and so will your employer references to double check the accuracy of the info on your application.

Q: Now that I have already been approved what do I do?

A: Now we go on to the next step and one of our customer support representatives calls your phone to guide you through the rest of the process. Your short term loan will be underwritten by a person who personally looks at your situation to get you the right car title loan.

Q: Why should I choose your auto title loan application service over all the rest in Oakland?

A: Quite simply, we offer you access to the right short term loan deals in the state of California. In addition, a lot of lenders would want to charge you 25% or even 30% for a similar exact loan therefore you end up paying far more just to get the cash you need right now. Those companies demand 30 to 90 days for full repayment which may be extremely tough on your finances. Our pink slip loan programs give you a full 42 months to repay your loan.